What Options Are There If I Can’t Afford Rehab?

If you can’t afford addiction treatment, there is no need to worry. There are some free or low-cost options available that may be beneficial to you.

 

You will need to start by deciding which type of treatment you require. For example, are you looking for comprehensive inpatient private drug and alcohol rehab services to ensure that you can access the right level of care? Or, do you require a less intensive approach, such as with outpatient rehab services?

One alternative avenue to consider for free addiction recovery options is NHS rehab services, available to people based in the UK. Please note that treatment is usually provided on an outpatient basis.

The government has also provided additional funding to local authorities across the UK, with the sole purpose of improving the help and support that is currently available for those suffering from addiction. We recommend checking with your local council for more information on what may be available to you.

How Do You Pay for Rehab?

Most rehabilitation treatment centres require to pay for the programme in one lump sum and it is usually funded by your own capital. This can be through your own finances, loans from a provider or receiving help from loved ones to fund your recovery programme. However, it is possible to partially pay for your rehab programme through other methods such as through your insurance provider. Most insurance providers such as AXA, BUPA and CIGNA provide policies that cover rehab.

Some rehab centres enable individuals with insurance to request their provider to subsidise their programme. Firstly, this depends on the rehab centre and also the insurance provider and what your policy entails. It’s important to speak to your insurance provider separately to find out if they can help you with your rehabilitation funding.

What Options Do I Have If I Can’t Afford Rehab?

If you can’t afford rehab, there are several other available options that can help you afford rehabilitation for long-term addiction recovery.

Support from Friends and Family Members

Everybody knows that addictions don’t just harm the addict themselves. Addictions can affect a person’s friends and family members as well.

You could find that your friends and family members are willing to pitch in and help you with the cost of rehab if they know that it will help make you better.

Once you finally admit that you have a problem with addiction and that you need professional help, your friends and family members will most likely be willing to do whatever it takes to help you get the help you need.

Insurance Providers and Non-Profit Organisations

Just like with addictions impacting not only the individual but also their friends and family, it’s recognised that healthcare issues don’t solely affect the individual. They can also have a significant impact on employers and non-profit organisations that are closely involved with the person’s life.

Your employer may be invested in your wellness and productivity and may help with healthcare costs, including those associated with rehab programmes. Many employers provide health insurance that covers substance abuse treatment, and others may have additional wellness programmes in place to support their employees.

Similarly, there are numerous non-profit organisations that understand the gravity of addiction and work to provide resources to those struggling with it. They may offer financial assistance for treatment, provide connections to affordable care, or advocate for better healthcare policies to support those in need.

When you’re ready to seek help for your addiction, it’s important to remember these (often overlooked) insurance providers. Both your employer and relevant non-profit organisations may be willing to help you navigate your path to recovery, potentially easing the financial burden of treatment. It’s incredibly important to research and reach out to these resources that are in place to support you.

Loans

There are many loans available out there, and some loans are specifically designed to help people pay for their substance abuse treatment.

If you want to get your addiction treated, but you can’t afford the costs at once, you may be able to take out a loan to pay for it, which will see you being able to repay the cost of treatment over time, at a fee that is affordable for you to maintain.

Many studies have shown that good quality addiction treatment can help the chances of someone remaining sober in the long term. Although you may think that this option is out of your price range, you will benefit more from taking the treatment than you would not benefit from taking out the loan.

Payment Agreements

Some rehabs may offer affordable payment plans. You could make payments to the rehab in instalments rather than all in one go. These payments are usually on a direct debit basis and will be taken from your account each month to cover the cost of your ongoing treatment.

Many different rehabs will offer different payment options to help you with your affordability, so it’s worth asking what the options are.

Affordable Rehab Alternatives: Inpatient & Outpatient Rehab

Outpatient and inpatient rehabilitation treatment both have their advantages and disadvantages. However, each option provide different alternatives for individuals including affordability which can be an important factor when it comes to deciding on a rehab programme that is right for you.

Typically, outpatient treatment is more affordable than inpatient treatment. This type of rehab programme is much less comprehensive, meaning that it won’t suit everyone, and it will depend on your personal treatment needs, severity of addiction and budget requirements. Outpatient provide various services such as counselling sessions, detox, therapies, and support; on the other hand,  inpatient rehab offers an immersive, community experience with round-the-clock medical support and monitoring, which can be especially beneficial for those with severe addictions or co-existing conditions which require a dual diagnosis.

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Asana Lodge is a leading UK based rehabilitation centre, specialising in recovery through effective addiction treatments. Find out how we can help by getting in touch with our friendly team today.

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Free Alternatives to Rehab

Rehab costs money and can be unaffordable for many people seeking help for their addiction, but there are free alternative methods for treating addiction. Although these alternatives may not be suitable for those suffering from severe addiction issues, they provide a free, short-term solution for treating addiction. They tend to be less intense, require no extra funding and are not limited to a programme length, providing the opportunity to attend whenever you deem it necessary.

Local Support Groups

It may be beneficial to check out local support groups and community-based organisations that offer drug and alcohol treatments and support for addicts. Some examples of these groups include Narcotics Anonymous and Alcoholics Anonymous.

These types of groups allow anyone to attend for free, and it’s a great way of building a support network when you are recovering from your addiction.

In these meetings, everyone is there for the same reason, so everyone can help to motivate one another. If you are going through your recovery alone at home, this can be one of the most beneficial things that you can attend as it can allow you to make new friends, learn from others, and get the motivation you need from other people’s success stories.

Contact Our Admissions Team

To find out more about the cost of rehab and options for you to take, call our admissions team, who will be happy to discuss your options with you. Call 01908 489 421 or fill out the contact form for a callback.


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John Gillen - Author - Last Updated: 17 July 2023

John has travelled extensively around the world, culminating in 19 years’ experience looking at different models. He is the European pioneer of Nad+ (Nicotinamide Adenine Dinucleotide) treatment to Europe in 2010; and recently back from the USA bringing state of the art Virtual Reality Relapse Prevention and stress reduction therapy. his passion extends to other metabolic disturbances and neurodegenerative diseases.

The journey continues, in recent times john has travelled to Russia to study and research into a new therapy photobiomudulation or systemic laser therapy working with Nad+ scientists and the very best of the medical profession in the UK and the USA, together with Nadcell, Bionad Clinics own select Doctors, nurses, dieticians and therapists, Johns’ passion continues to endeavour to bring to the UK and Europe new developments with Nad+ therapy in preventive and restorative medicine and Wellness. In 2017 John Gillen was made a visiting Professor at the John Naisbitt university in Belgrade Serbia.