If you are struggling with an addiction and planning to go to rehab in order to recover, you may be wondering about the costs involved with attending rehab and what payment options are available when it comes to paying for your rehab treatment.
If you are concerned at all about paying for a rehab treatment, this article should help put you at ease. Here, we will discuss the ways in which you can pay for rehab. We will also go over the cost of rehab treatments, the payment options that rehab allows, and what you can do if you can’t afford the cost of rehab.
How Can I Pay For Rehab?
There are several options when it comes to paying for rehab. Most rehab centres will understand that every client is different and has unique situations, requirements, and needs. With this in mind, the majority of rehab centres will offer several payment methods to help you find your treatment in a way that suits you.
Below are some of the main ways in which people tend to pay for their rehab treatment:
Self-Funding
If you have the means to pay for rehab yourself, you can do so in one lump sum or you may be able to make smaller payments towards your treatment each week. This is usually through a direct debit that is collected automatically. Not all rehabs offer the same payment options so it’s important to speak to a few rehabs in order to find one that supports your chosen payment method.
The price that you pay for rehab can depend on several factors including the type of treatments that you receive and the length of time that you spend in the rehab centre. Payments can usually be made through credit card, debit card and bank transfer. However, some rehabs may offer additional payment methods as well.
Private Medical Insurance
There are many private medical insurances that support rehab treatments. Some examples include Bupa, Aviva, AXA, Vitality, Zurich and many more.
If you have private medical insurance personally or through your employer, you may need to get a referral from your GP before you can go through the treatment. You will usually be requested to provide your insurance details when you book your initial consultation. This is so that the rehab centre can get a pre-authorisation that is agreed with the insurance provider.
Additionally, different insurance companies may offer different levels of care. If you have any doubts or questions about what your insurance policy covers, it’s best to get in touch with your insurance provider as they will be able to inform you of their policies.
Employer Funding
There are many employers in the UK who offer an occupational health fund through one of the above insurance companies
It is recommended that you speak to HR at your work or an occupational health team to determine whether your employee insurance policy would cover your stay in rehab.
The Cost of Rehab Treatments
The average cost of a 7 day rehab treatment programme in the UK is usually around £3000 on average. When searching for a rehab centre, the key is to look for one that offers the right treatment package at a price that is affordable for you. Fortunately, many of the more affordable rehab centres have just as much success as some of the more expensive options.
The most important factor to consider when looking for a rehab centre is the success rate. You don’t want to waste money by choosing a rehab centre that won’t be able to do much to help you.
What Payment Options Does Rehab Accept?
The payment options that are accepted in rehab will vary depending on the treatment centre that you choose. Every rehab facility is different and they will all offer various different ways of making a payment.
Here are Asana Lodge, we offer electronic transfers, credit or debit card payments, or cash. Unfortunately, like many other rehab centres, we don’t accept cheques as a form of paying for your rehab treatment.
When searching for the right rehab centre for you, it’s a good idea to ask the staff which payment methods are on offer during your initial conversation with them. This will help you to ensure that you find a treatment centre that offers the right kind of payment option to suit your specific needs.
What to Do If You Can’t Afford Rehab
If you are struggling to find the means to pay for rehab yourself, there are some other options out there. These are listed below:
NHS Treatments
There are several options available on the NHS for free treatments. However, these tend to have very long waiting lists so it’s not always a convenient option if you want to get better right now. These waiting lists may be over the course of months or even years depending on where you are located and the demand in your particular area.
Friends and Family
Addiction can affect your friends and family as well as you. You may find that your family and friends may be willing to help you with the cost of rehab. Once you admit to your loved ones that you are struggling with an addiction and need help, they may be willing to help raise the money needed for your treatment.
Loans
There are many loans out there and some loans are designed specifically for helping with addiction treatment costs. If you are struggling to pay for rehab yourself, a loan may be very helpful. You can view this loan as a very positive investment in your future.
Payment Agreement
Some rehab centres offer affordable payment options. They may allow you to make your treatment payments in instalments rather than one big lump sum. They may let you make monthly or weekly payments towards your treatment costs and these will be deducted from your account automatically. Graduated payment options allow you to rise the payments gradually over time. Sliding fees are also another option to help you pay for rehab.
